MARKET WORRIES? REGISTER FOR OUR EDUCATIONAL VIDEO SERIES & FIND OUT THE COLOR OF YOUR MONEY & YOUR RISK NUMBER!

PEOPLE DON’T KNOW…WHAT THEY DON’T KNOW…WHICH IS WHY CLIENT EDUCATION IS OUR #1 PRIORITY ! Frank Ragonese, Ph.D., whose clients call him “Dr. Frank,” is the founder and Managing Partner of Pelican Wealth Advisors, LLC, a “fee-based,” Registered Investment Advisor firm.  Frank has a Ph. D. in engineering, was a college professor in his early career, has 15 patents and more than 30 years of experience in business and finance, including 10 years as head of Risk Management for one of the largest corporations in the world.  “Dr. Frank” founded Pelican Wealth…

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OUR STRATEGIC INVESTMENT PORTFOLIO

Our “Strategic Investment Portfolio Strategy” (SIPS) consists of equities designed for growth over a 3-5 year horizon.  This strategy utilizes mutual funds which are selected from a list of over 17,000 funds using a proprietary process. As a fiduciary investment firm, PWA is free of any conflicts of interest in choosing mutual funds.  This may not be the case in a commission based, large wire house that has close relationships with various mutual fund families. Our proprietary process selects the “best performing” mutual funds without concern for “brand affiliation”.  This…

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OUR TACTICAL INVESTMENT PORTFOLIO

The TIPS portfolio is a “Tactical Investment Portfolio Strategy” that is growth oriented and more actively traded than either the SIPS portfolio. It’s objective is to take advantage of “opportunity trades”  using Exchange Traded Funds (ETF’s) that move either in tandem or opposite to the major market indices.  For example, if the S&P 500 is “flat” or moving down, TIPS will search and purchase one of over 5,000 ETF’s that is currently increasing in value to help offset any portfolio decrease in the major market indices. Examples of this strategy might be…

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RETIREES: WATCH OUT FOR TAXES

If you’re near retirement, you may be looking forward to the day when taxes get simpler. You could be disappointed. “The tax return changes drastically when you go from a working mode to a retired mode,” says Ed Phelps, an IRA expert from Miami. Of course, everyone’s tax situation is different, but here are some tax issues you may encounter and ways to lessen their impact. Deductions may disappear If your children are grown and your house is paid off, you’ll no longer get tax breaks for dependents or mortgage interest. And you’ll…

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ESTATE PLANNING: READ THIS BEFORE YOU DIE

What you need to know about estate planning, including why you may need a will and assigning a power of attorney. 1. No matter your net worth, it’s important to have a basic estate plan in place. Such a plan ensures that your family and financial goals are met after you die. 2. An estate plan has several elements. They include: a will; assignment of power of attorney; and a living will or health-care proxy (medical power of attorney). For some people, a trust may also make sense. When putting…

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THE ANNUITY: HOW TO GET INCOME FOR LIFE

There is a lot of negative press surrounding annuities that is not justified. Most of revolves around high fees, agent commission incentives, lack of liquidity, etc. I can tell you honestly from many years of experience studying various types of annuities that these products play a significant role in producing lifetime income that creates peace of mind for many families. As you approach retirement one of your understandable concerns is creating an income stream that will last through your retirement. Regardless of your personal wealth, you have a specific lifestyle…

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